Chop now,pay later.
Shop Singapore's best home & lifestyle merchants and choose from the approved tenures shown at checkout. Earn ChopBack credit on every single order.
Shop by merchant
Official stores · 0% interest on approved plans
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Most-chopped items across all shops this week
Three steps to your first chop
Step 1
Get your limit in 60s
Verify with Singpass — no payslips, no paperwork, no impact to your credit score.
Step 2
Shop any merchant
Every official store on ChopNow splits at checkout. One limit works everywhere.
Step 3
Split at 0% + earn
Pay the first slice today, the rest monthly — and every order earns ChopBack credit.
ChopBack — cashback that chops back
Every order earns you credit towards your next one. Not points, not gimmicks — real dollars off.
Earn on every order
Up to 6% back in ChopBack credit — automatically, no codes needed.
Offset your next chop
Credit applies itself at checkout. Stack it with 0% ChopLater plans.
Use it or lose it
ChopBack expires after 90 days. Good excuse to treat yourself again.
ChopBack credit is earned on completed orders, auto-applies to future ChopNow purchases, cannot be withdrawn or transferred to a bank account, and expires 90 days after being earned. Full terms apply.
Get your ChopLater limit before you shop
Know exactly how much you can split by 9 — then check out anywhere on ChopNow with one tap.
- Product-specific terms shown before you confirm
- Singpass verification — no payslips needed
- Works at every merchant on this page
Customer Testimonials
ChopNow made shopping so much easier! The approval was quick and the process was smooth.
Wei Ling T.
Verified Customer
Great service! I love being able to split my payments without any hidden fees.
Amir B.
Verified Customer
The best BNPL service I've used. Very transparent and user-friendly.
Siti R.
Verified Customer
Frequently Asked Questions
Your dream home is 9 payments away
Get your ChopLater limit in 60 seconds, then chop anything from any merchant — 0% interest, ChopBack on every order.